We are a family of 5 with one on the way. We love the Lord and trust in Him wholly, but are definitely struggling right now. My husband has his Masters in Counseling Psychology and a LPC-I. I have a Bachelors in Psychology. I stay at home with our kids, 5, 3 and 1 and I am pregnant with our 4th. My husband works full time at a non-profit business that unfortunately pays an incredibly low salary. We live at 150% of the poverty line if that gives you an idea. We live very simply. A 950sq ft rental house, no t.v., no internet (we use our neighbors if we need a connection,) 1 car with 230,000K miles on it. We do not charge on credit cards (although we do have around $13,000 in credit card debt.) I say all this because I want it to be known that we help ourselves as much as possible. My husband is always keeping his eyes open for a better paying job and I do a lot of small jobs on the side. Our kids are amazing and I never regret any of them no matter what our situation. But we have found ourselves just really backed into a corner. We have rent due ($600) on the first and we are already $400+ overdrawn. We need help. And this is not even including all the bill coming up due. Thank you for any advice, information and help. And, if anyone is interested in an incredibly talented, has amazing references, counselor, we will move anywhere!